This REI credit card review discloses all the features, advantages and drawbacks of this MasterCard card. In addition to this REI MasterCard review, you will also learn how to apply for this credit card or make an REI credit card login. After all, you will discover how you can make a payment on this credit card and get some worthy card alternatives.
REI, or Recreational Equipment, is a well-known American company that provides equipment and clothing for outdoor recreation. In addition, they provide recreational services, as well as courses.
The REI Co-op World Elite Mastercard is valid wherever Mastercard is accepted. The amount of reward for REI Co-op World Elite Mastercard customers depends on how often they use it.
The REI Co-op Mastercard is 85% recycled. It provides holders with the following benefits:
- 5% cashback on REI purchases, also valid on discounted items, used equipment, shop services and gift cards;
- 1.5% cashback for purchases in other stores;
- There are no annual fees or commissions for foreign transactions;
- The validity period of bonuses does not expire for the entire period of existence of the user account;
- Welcome Bonus – $100 REI Gift Card;
- You can print your preferred name on the card.
By registering their Capital One REI Credit Card account, users get a lot of opportunities. For example, you can check your account and make payments anywhere. This article will show you how to register for a REI Credit Card account, what to do if you forget your username or password, and how to pay your credit card bill.
How to Access REI Credit Card Login
- Go to the log-in page rei.capitalone.com.
- Click “Sign In” button
- Enter your username and password in the blank field
- Click Sign In.
U.S Bank Mastercard Log in
- Visit the us bank log in page at onlinebanking.usbank.com/
- Choose you Account Type
- Enter your username and password
- Click Log In button
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How to Reset your REI Credit Card Login Password
If you forgot part of your sign-in information, you can recover on the capital one or u.s bank portal
- At the bottom of the Capital One log-in, select Forgot Username or Password? link.
- Enter your last name, Social Security Number (SSN), date of birth
- Click Find me button
There are three different methods you can use to recover your forgotten credentials. Choose your preferred method to proceed.
Follow the instructions on the following page to recover your forgotten personal ID or password.
To recover your credentials using your email address, enter your email address and the last 4 digits of (your) SSN in the empty fields. After providing your personal information, click Next to continue and follow the instructions on the following pages to recover your forgotten personal ID or password.
The final option to recover a forgotten personal ID or password is to use your card number or account number. Enter any card or account number and the last 4 digits of (your) SSN in the empty fields. Click Next to continue. You can retrieve your credentials by following the instructions on the next page.
How to Activate/Register on REI Credit Card
Activating your credit card is a simple process that can be completed by calling the number 1 (877) 734-6060 and speaking to a customer service representative.
- Once your card has been activated, click on the Secure Registration link.
- This link will take you to the enrollment web page where you can begin the registration process for your online banking account.
- On the registration page, click the Create a username and password link.
- Enter your Card or Account Number and last 4 digits of SSN
- Click Continue button
That’s all there is to it! After completing each of the above steps correctly, your online banking account should be set up and ready to use. Try to apply this.
Pros
- No membership fees
- High rewards rate
- $100 initial rewards bonus
- No foreign fee
Cons
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
REI Mastercard Payment Log in
Pay Online
With online banking, you have the flexibility to make a same-day payment, schedule a future payment, or sign up for AutoPay where your payment is scheduled on the same day every month.
You can use a US bank checking account or an external account to make payments to your credit card. If you choose to set up an external payment account, it only needs to be set up once for all future payments.
- Log in to online banking.
- From the Bill Payments tab, select Pay My Account or Pay a US Bank Account.
- Choose the account you are paying and the account you are paying from
- Select the frequency, either “One time” for a one-time payment or “Recurring” to set up AutoPay.
- Complete the remaining payment information and select “Continue”.
- Review the payment details and click Submit.
Pay by Phone
With PhonePay you can retrieve your payment from anywhere: from home, from the office or from the track. First, sign up for PhonePay by calling 877-734-8742 or 701-461-2932 (collect).
Pay by Mail
To make a payment via the U.S. Postal Service, mail your check or money order to:
US Bank PO Box 790408 St. Louis, MO 63179-0408
Mobile Banking
REI cardholders who are enrolled in online banking can make a payment 24/7 from their smartphone. To get started, simply register with the U.S. Bank Online Banking and set up any external accounts you wish to use to pay your monthly billing
No setup is required if you are enrolled and want to use an existing US bank account to pay for your REI Co-op World Elite Mastercard. Download the app and get started!
- Download the app from the App Store
- Get it on Google Play
Customer Service
REI Credit Card customer service is available 24 hours a day, seven days a week. Cardholders can contact technical support by phone: 1-844-480-5934. When submitting a support request, be sure to include your account number and/or REI card product information. This way you will get help much faster.
- Phone: 877-734-6060
- You can also email to: Customer service for cardholders, PO box field 6351, Fargo, ND 58125-6351
FAQ’s
Q: How long does it take to get REI MasterCard?
After getting approved, you may receive your credit card in a period of a few days up to three weeks
Q: Who issues the REI MasterCard?
As we have just pointed out above, US Bank issues credit cards for REI.
Q: What can I use REI credit card for?
In fact, you can use this credit card in any place where MasterCard cards are accepted – that’s basically anywhere. However, we don’t recommend using this credit card outside REI stores – the 1% reward rate (these rewards, by the way, you can redeem only once per year).
Q: How good does your credit need to be for REI credit card?
As you can actually see in the review above, you should have a credit score starting at 680 to get this credit card. This means that you have to have a good credit for the REI World MasterCard.
Q: What type of credit is required for REI MasterCard?
As you can actually read above, your credit score should be somewhere from 680 to 850. This means that you should have at least a good credit, which is rarely required for store branded credit cards (but given the amount of rewards, this is well justified).
Q: What credit score do you need for an REI MasterCard?
Well, we have just pointed above that you should have at least a good credit. That means that your credit score should be 680 or higher.