Vanilla Gift Card

Vanilla Gift Card Login: Vanilla Gift Cards are preloaded with a fixed amount of money, making them a secure and convenient alternative to carrying cash. These gift cards are typically issued by Sutton Bank, are available for purchase in different denominations and include a purchase fee. They are not reloadable, meaning once you’ve used up the funds, you’ll need to dispose of the card.

How to Access Vanilla Gift Card Login

  • Go to the site- from your web browser.
  • Once the page opens, click on SIGN IN.
  • A login page will open, enter your credentials.
  • Enter your Username and Password.
  • If you are logging in from your own computer, then click on Remember Me checkbox
  • Next click on Login button.
  • You’ll be logged into your account.

How To Activate a Vanilla Gift Card

If you have a Vanilla Visa eGift card, it does not need to be activated. However, plastic Vanilla Gift Cards do. Here are the steps to activate your card.

  1. Locate the activation sticker. On the front of the gift card, you’ll find an activation sticker with a phone number and/or a website address.
  2. Call or visit the website. Choose the most convenient option to activate.
  3. Enter the required details. If you call, follow the automated prompts to enter the card’s details. On the activation website, you’ll be prompted to enter the card number, expiration date and the three-digit CVV code found on the back of the card.
  4. Confirm the card’s activation. Once you’ve provided all the necessary information, click the “Continue” button and/or follow the prompts to complete the activation process. 

How To Use Your Vanilla Gift Card Online

After activating your Vanilla Gift Card, you can start using it for online purchases. When making an online transaction, follow these steps to use your gift card:

  1. Select “Credit” or “Debit” for the type of card. Do not select “Gift Card.”
  2. Enter the card’s number, expiration date and CVV code just like you would with a regular credit or debit card
  3. Fill in your name and address. 
  4. Complete your purchase by clicking the “buy” button. 

How To Check Your Vanilla Gift Card Balance

Keeping track of your Vanilla Gift Card balance will ensure that you have sufficient funds for your purchases. Here’s how:

  • Visit the website: Enter your card details at to view the current balance.
  • Call customer service: Dial 833-322-6760 and follow the prompts to check your balance.

How To Use Your Vanilla Gift Card for In-Store Purchases

Using your Vanilla Gift Card for in-store purchases is as easy as swiping any other debit or credit card. Follow these steps when making a purchase at a physical store:

  1. Check your Vanilla Gift Card balance to see if you have enough for your purchase. Be aware that some transaction types can hold 20% more than the purchase amount.
  2. Choose the credit option and swipe, or choose the debit option and enter the four-digit PIN you chose during your initial debit purchase.
  3. Sign the point-of-sale pad or receipt if needed. 

Mobile Banking

  • Download the PHH Mobile app from the App Store
  • Get it on Google Play

Vanilla Gift Card Customer Service


Phone:  800-210-8849

Mailing Address:

P.O. Box 66002
Lawrenceville, NJ 08648

Contact Via Social Media

Social Links


Do you need to activate a Vanilla Visa Gift Card?

Yes, your Vanilla Visa Gift Card needs to be activated for you to use it. You can activate it either online or by phone. 

How do I use my Vanilla Gift Card for the first time?

To use your Vanilla Gift Card for the first time, you must activate it. Call 833-322-6760 or visit to complete the activation. Once activated, your Vanilla Visa Gift Card works just like a regular debit or credit card, and you can use it to make purchases at any retailer that accepts Visa cards.

Why won’t my Vanilla Gift Card activate?

First, double-check that you followed the activation instructions correctly, either online or by phone. If the problem is not resolved, reach out to the customer support number located on the card.

By Joy Catherine

I'm a seasoned content writer passionate about showcasing the digital transformation of Bharat. With a knack for crafting compelling narratives, I bring the stories of the digital landscape in India to life. Through my writing, I aim to capture the vibrant spirit of Digital Bharat, covering topics that range from technological advancements to the evolving digital culture. Join me on this journey as we explore the exciting intersection of tradition and innovation, and discover the transformative power of the digital era in our incredible nation.

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