Belk Credit Card

Belk Credit Card Login: Belk is an American department store founded in 1888 by William Henry Belk, with nearly 300 locations in 16 states of United States.Its headquarters in Charlotte, North Carolina, United States.

Belk has created their own credit card for their shoppers. Use your Belk Credit Card at any Belk store and receive three rewards points for every $1 that you spend. The Belk Credit Card is managed by Synchrony Bank.

The Belk Credit card is designed specifically to enjoy exclusive shopping benefits and rewards. It is a popular retail credit card offered by Belk, that provides cardholders with numerous benefits and offers. Belk Credit cardholders have access to special financing options that make shopping easier. The cardholders can shop at and pay later. Moreover, Belk cardholders have access to special discounts and offers. These discounts and offers are only for Belk Credit Card holders.

Advantages of the Belk Credit Card

  1. Earn rewards points for every purchase at Belk and everywhere else Mastercard is accepted. You can redeem your points for Belk Reward Dollars that you can use to shop at Belk.
  2. Get 20% off your first day of purchases when you open and use your Belk Mastercard. You can save up to $100 with this offer.
  3. Enjoy exclusive savings events throughout the year, such as extra discounts, free shipping, and birthday rewards.
  4. Get access to special financing options for select purchases at Belk, such as 12-month no-interest plans.
  5. Enjoy Mastercard benefits such as zero liability protection, identity theft resolution services, and extended warranty coverage.

How to Access Belk Credit Card Login


  • Visit the official site from your web browser.
  • Once the homepage opens, click on ‘Login’ option.
  • Next enter your login credentials – User ID and Password.
  • At last click on ‘ Secure Login’ button.

ALSO READ: REI Credit Card Login

How to Reset your Belk Credit Card Login Password

Forgot Password

  • Navigate to the Belk Credit Card website at
  • You will be directed to the Belk Credit Card login screen
  • Click on Forgot Password button
  • follow the instruction to complete Password reset

Forgot Username

  1. Navigate to the Belk Credit Card website at
  2. You will be directed to the Belk Credit Card login screen
  3. Click on Forgot Username button
  4. follow the instruction to complete Password reset

How to Activate/Register on Belk Credit Card

  • Visit and click on “Register for Online Access.”
  • Enter your credit card account number, zip code, and identification type. Click on “Find My Account.”
  • Verify your identity by entering the last four digits of your social security number or other identification number. Click on “Continue.”
  • Create your user ID and password. Choose a security question and answer. Agree to the terms and conditions. Click on “Create Account.”

Belk Credit Card Payment

Pay Online

  1. Visit the official site from your web browser.
  2. Then enter your login credential – User ID and Password.
  3. Click on ‘Secure Login’ button.
  4. Once you logged into your account, access the place to pay bills.
  5. And then follow the instructions to complete the payment.

Pay by Phone

And there is this last option through which you can make payment, which is via phone call. All you have to do is make a phone call and follow the instructions and your payment will be completed.

  1. Call 800-669-6550 to get an automatic system.
  2. Key in your Belk credit card information.
  3. Follow the instructions from the system to finish off the payment.

Pay by Mail

You can also male the payment via mail. But make sure it is submitted in the right manner otherwise certain charges will apply if not submitted in five days. Here is what you have to do to make payment via mail:

  1. Create a check or money order to pay to BELK or the amount of money that you want to pay.
  2. Write down the Belk card account information on the check or the money order to help in the payment processing.
  3. Put the check or money order into an envelope and send the address to:

Synchrony Bank/Belk

P.O. Box 530940

Atlanta, GA 30553-0940

  1. Put in the right amount of postage inside the envelope and send it in the mail order.

Mobile Banking

  • Download the CosmoProf Beauty app from the App Store
  • Get it on Google Play

Belk Credit Card Customer Service

Customer Service Number: 866-235-5443

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How To Avoid Late Fees

You can avoid being charged late fees by paying your Belk credit card payment on time each month. Payments are due by 5 p.m. ET on the date listed on your billing statement. If you make a payment after the cutoff time, a late fee of $29 will apply unless you’ve had a late fee within the prior six billing cycles. Then the late fee will be $40.

How to apply for Credit Card?

You can apply for credit just by visiting the official Belk website and filling out the registration form. You can also apply by visiting in-store at any Belk location.

What are the advantages of having Belk Credit card?

With Credit Card, the holders can enjoy many exciting perks offered by Belk, like special financing options, members-only offers, discounts, access to sales, reward points on their shopping, and more.

In how much time the Belk Credit Card gets approval?

The approval time for Credit cards usually ranges between a few hours to a few days, but sometimes there is instant approval. Once your application is approved, you will receive your credit card within 7-10 working days.

Can I make an online purchase through my Belk Credit Card?

Yes, Credit Card can be used for online shopping at and other related online retailers that accept the Belk Credit Card.

By Joy Catherine

I'm a seasoned content writer passionate about showcasing the digital transformation of Bharat. With a knack for crafting compelling narratives, I bring the stories of the digital landscape in India to life. Through my writing, I aim to capture the vibrant spirit of Digital Bharat, covering topics that range from technological advancements to the evolving digital culture. Join me on this journey as we explore the exciting intersection of tradition and innovation, and discover the transformative power of the digital era in our incredible nation.

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